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Lease Programs & Options

 

In addition to equipment cost, our capital and operating leases also allow for "soft costs" like installation, training an initial warranty extension, shipping and tax to be included in the lease. The following is just an outline, follow the links for additional details.

  • QuickLease. $15,000-$250,000. One-page application. No financials, no business plan. Pre-approvals in 30 minutes!
  • Commercial Lease. $250,000-$25,000,000 for more substantial clients. Financial data required. Our most aggressive rates

 

Lease Types

 

  • Lease To Own. ($1 Buyout, Capital Lease, Finance Lease or Bargain Purchase Lease)

 

These 4 terms describe leases that combine lower, fixed monthly payments with the guaranteed-in-advance right to purchase the equipment at the conclusion of the lease term at a pre-determined price--usually $1.00. Ownership of the equipment anticipated. (Available in most, but not all states. Please call for details)

 

Specialty Lease Programs

 

  • Start-Ups & New Business Leases No problem!
  • Credit Challenged? Previous slow pays, paid tax liens, even bankruptcies. We get them done with our Credit Enhancement Product.
  • No Monthly Payments for 6 Months!
  • Software Only. Up to 100% financing for software-only purchases. Including custom software and some "consulting."
  • Used Equipment, NO PROBLEM. Almost any used equipment except computers and copiers. Does your client need to sell his used equipment to buy your new equipment--we can finance both transactions.
  • Vendor Used Equipment and Remarketing. Does your client need to sell his used equipment to buy your new equipment--we can finance both transactions.
  • Sale Leaseback. Has the equipment already been recently delivered and the client would like to get his cash out? We can do it!
  • Vendor Pre-Funding. Deposits to the vendor--up to 100% prior to equipment delivery
  • Websites & e-Commerce sites. Lease-to-own financing for software and development

 

Cash Flow Friendly Options

 

First Capital has a number of programs designed to complement and/or enhance the real "affordability" of a lease transaction.